Auto Insurance

Coverage for drivers and vehicle owners in NJ and PA.

Your vehicles and your safety are important to you, so making sure you have the best insurance coverage is just as important.

When it comes to auto insurance in Bordentown and Hamilton, NJ, we understand that you’re looking for the best coverage at the lowest cost. That’s where we come in. We’ll help you get your car, truck, motorcycle, boat, RV, or off-road vehicle insured for less.


Even the best drivers take a significant risk every time they get behind the wheel. Auto insurance provides financial help when you or another motorist make mistakes. If you don’t have insurance, you must pay for damages and injuries yourself. Exactly what risks are covered and how much you would be compensated depends on the details of your specific policy, the deductible you select, and the limits of compensation you agree to.

Auto Insurance Quote

Our friendly staff will take the time to understand your unique requirements, and craft an auto insurance quote that meets your need and price range.

Car Insurance

Truck Insurance

Motorcycle Insurance

Boat Insurance

RV Insurance

ATV Insurance

Auto Insurance Coverages


Fault is an important factor when it comes to auto coverage. If you cause a car accident and therefore are at fault, your property damage liability and bodily injury liability will pay for the other vehicle’s repairs, the medical costs for anyone injured in the other vehicle, and such things as legal fees or other accident-related costs. Liability coverage has limits that are established when you purchase your policy. You must pay for anything above that limit, unless you have an additional insurance policy.


If you crash into another vehicle or some object like a telephone pole, collision coverage will pay for damage or repairs to your vehicle after you pay the deductible. For example, if your collision coverage has a $1,000 deductible and the damage to your car costs $2,500, your collision coverage will pay $1,500 after you pay the first $1,000.


Sometimes this coverage is called “other than collision.” It will compensate you for damages caused by something other than a traffic accident. For example, if a bear looking for food damages your car, or your car is stolen, you will be reimbursed for some portion of the loss if you have comprehensive coverage. As with collision coverage, you choose a deductible for comprehensive coverage.

Underinsured motorist

Most standard auto insurance policies will not cover damages or medical bills not covered by an uninsured or underinsured at-fault party. Underinsured motorist insurance can protect you in the event of an accident with a driver whose insurance is not enough to cover the costs.

Medical expenses

Regardless of who is at fault, your medical coverage will pay for medical bills to treat any injuries that you or your passengers may experience in a car accident. It also will pay the medical costs for injuries that you or your family members may suffer while passengers in someone else’s car.

Ed is a great guy and very easy to work with.
Robert LawrenceRobert Lawrence
22:33 23 Mar 24
I appreciate the time and effort Hector took to find me policies for all 3 of my vehicles. He was pleasant to talk to and very informative on products and services. He also showed general concern for my particular insurance needs.
Carlos BarreraCarlos Barrera
22:58 10 Dec 23
Good service, I recommend it 100%. Edmar will take care of you.
Alexandria PearsonAlexandria Pearson
20:55 09 Dec 23
Customer service representative was very nice he wasn't able to help me with a policy but was nice to refer me to place that would be able to help me. With that information I was able to get help.
Oscar MurilloOscar Murillo
23:51 06 Dec 23
Very good service 100% recommended
Felisa MillerFelisa Miller
19:14 29 Nov 23
After years of overpaying for insurance, I was finally referred to Edmar to help lower my home/car insurance. He searched through several different policies to find the one that best fit my specific needs at a price lower than what I've ever paid before. What's even better is how easy he made the process. I just told him what I needed and he took care of the rest! I will be calling back for all my future residential and commercial insurance needs.
Ruth EdetRuth Edet
17:46 17 Nov 23
I had a great experience working with Hector. He was knowledgeable and courteous, and what great with communicating with me by email about several insurance quotes before I decided on one. A great, local company to support.
Abel DuranAbel Duran
20:23 20 Sep 23
Very helpful person, 100%
Antonio NegronAntonio Negron
20:03 15 Sep 23
Hector is a class act, worked diligently to find me a homeowners policy that was suitable for my needs. Excellent communication and a credit to this company
Robin LoveRobin Love
00:30 17 Jun 23
Garden State Central insurance Services made switching my auto insurance policy from my old car to a new one as easy as one very pleasant call to their office. I had just finalized my deal with the car dealership - and needed to provide them temporary proof of insurance in order to drive my new wheels home. GSCIS answered my unscheduled call immediately - and processed my request for the transfer of my existing policy right then and there. 5 minutes later they faxed the temporary proof of insurance to the dealership and I was good to go. After, I received prompt follow up emails from GSCIS and the insurer. Everything was done for me - all I had to do was download and print the final insurance card. I even saved a few dollars on my annual insurance bill, which GSCIS advised me was due to the superior safety features of the new vehicle. I am super pleased with their courteous and knowledgable service. Highly recommend them!
Paige DeLuquePaige DeLuque
02:16 29 Apr 23
They helped me through my unique situation and were very helpful. Would recommend!!
Sabrina GuevaraSabrina Guevara
22:17 02 Feb 23
Amazing service helped me right away and guided me the whole way through!
Hec ManHec Man
19:37 27 Jan 23
I was shopping around for a lower Auto insurance policy, and Edmar produced a quote for me with higher coverage limits while saving me hundreds of dollars.
Lawrence MadamaLawrence Madama
19:58 27 Sep 21
When in need of auto insurance, Edmar provided friendly, prompt, efficient service. Overall, I found Garden State Central Insurance Services to be a first class, professional, organization. Highly recommended.

Auto Insurance Resources